Sr. Commercial Lender
Company: M&F Bank
Location: Durham
Posted on: January 2, 2026
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Job Description:
Job Description Job Description POSITION SUMMARY The main focus
of this position is to develop and strengthen the loan referral
network using leads to achieve loan goals. The Sr. Commercial
Lender will be responsible for exploring and pursuing new markets
for loan products, analyzing loan requests and preparing written
evaluations and recommendations for approval, as well as
coordinating the loan closings, ensuring the documents are properly
prepared and executed. He/she will sustain productive relationships
with borrowers and assist with problem loans. In addition, the Sr.
Commercial Lender will arrange and coordinate technical assistance
to existing and prospective borrowers to help them improve their
current operations and /or future business plans. GENERAL
QUALIFICATIONS Knowledge: Bachelor’s degree is required (a
concentration in Business, Accounting, Finance or related field is
preferred). Excellent knowledge and understanding of commercial
loan processing, procedures, and due diligence is required.
Comprehensive understanding of business development strategies,
techniques, and business operations, to include: Loan policy,
procedures, forms, documentation, sales, credit analysis, financial
statement analysis and recovery is required. Knowledge of all
applicable lending and other regulations governing business loans.
Mortgage lending certification is a plus. Experience: A minimum of
ten years of experience in business or commercial lending is
required. Skills: Must be able to communicate effectively and
professionally both verbally and in writing with investors, real
estate brokers, etc. Ability to prioritize and meet deadlines.
Self-motivated and detail oriented. Strong problem-solving and
organizational skills. Ability to analyze loan requests and make
solid, informed and accurate recommendations. Ability to develop
detailed project plans and meet target deadlines and loan goals.
Ability to perform job responsibilities honestly and ethically. A
strong analytical background is a must. ESSENTIAL FUNCTIONS •
Conceptualizes, develops, and implements strategies for developing
perspective business accounts to achieve loan goals. • Manages and
markets loan products and services to small business focusing on
increasing product penetration, profitability, client satisfaction,
and client retention.• Possesses effective networking capabilities
and assists staff in creating and understanding the importance of
utilizing this critical competency. Works with various business,
civic, social organizations, and centers of influence to contribute
to attaining the ongoing goals of the Bank.• Responsible for
analyzing and segmenting business portfolios to evaluate risk and
performance to risk expectations.• Monitors the commercial loan
portfolio to identify problem loans and loans with deteriorating
credit situation. Takes immediate action to address and correct the
situation. In addition, maintains close knowledge of each client’s
business accounts, and loans to avoid and minimize associated
risk.• Advises Chief Lending Officer on external factors that may
affect establishment of lending policies, such as new or revised
legislation and regulations. Recommends and implements appropriate
changes to established policies and procedures.
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Keywords: M&F Bank, Durham , Sr. Commercial Lender, Accounting, Auditing , Durham, North Carolina
