Counsel - General Bank Lending (Commercial and Consumer)
Company: First Citizens Bank
Location: Knightdale
Posted on: May 7, 2024
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Job Description:
Overview: In this role, you will be part of the Bank Operations
legal support team, which provides counsel to the Bank's general
bank franchise, which includes over 500 full-service branches in 22
states and a wide array of business and industry financial
services. The primary focus of your role as the Counsel-General
Bank Lending attorney will be to provide legal advice on commercial
lending and real estate matters and SBA lending arising from the
general bank (75% of job responsibilities); and provide legal
advice on consumer lending and consumer mortgage related matters
arising from the general bank franchise (25% of job
responsibilities). You will work with business and corporate
support teammates on all aspects of drafting, reviewing,
negotiating, and revising a variety of complex commercial lending
transactions and related documentation as well as documentation
pertaining to other types of permanent and construction loan
financing for a broad range of project types. You will also work
with business and corporate support teammates on all aspects of
drafting, reviewing, negotiating, and revising consumer
lending/consumer credit transactions and related documentation
including mortgage, auto, HELOCs, credit cards, unsecured lending,
and a wide variety of other mortgage and non-mortgage consumer
lending products. You will advise on federal and state-specific
commercial and consumer disclosures and documentation issues and
provide guidance on related federal and state regulatory issues and
lending requirements for a broad range of commercial and consumer
products offered in the bank's branch footprint and non-branch
footprint states. You will be reviewing and commenting on all the
transaction documents, including ancillary and collateral
documents, and negotiating with our borrowers, their external
attorneys, and other financial entities in commercial and consumer
transactions. You will also work on other Bank Operations team
projects as the need arises that include supporting consumer
deposit and lending products, commercial deposit products, payments
products, private banking/wealth management products, and support
of industry-specific initiatives.
You will be expected to be a "go to" person who develops and
maintains a strong knowledge of commercial and consumer lending
best practices and related laws, regulations, and business
operations. You will be a company leader located in the bank's
Legal Department, a high-energy group of legal professionals
dedicated to exceptional client service, value, and trustworthy
advice to enable the bank's business.
This is a HYBRID position - 3 days a week in office in Raleigh,
Charlotte, or Morristown, NJ.
Responsibilities:
Juris Doctor Degree from accredited institution and at least 6
years of commercial and consumer lending experience in a law firm,
in-house legal department, or a combination thereof.
Preferred Qualifications:
Additional Requirements:
Keywords: First Citizens Bank, Durham , Counsel - General Bank Lending (Commercial and Consumer), Legal , Knightdale, North Carolina
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